USHEALTH Group is an American based insurance provider with a wide variety of product offerings. The company’s headquarters is located in Fort Worth, Texas. The company has been providing customers with peace of mind for well over 50 years. The focus of USHEALTH is on additional and supplemental insurance products. These types of coverages are typically used when regular benefits don’t cover the entire cost of care; they’re also used for things that typically aren’t covered for with regular health insurance policies. EHB or “essential health benefit” plans are also available, which meet the ACA requirements for insurance. This article will provide a basic overview of the types of products and services available to USHEALTH customers.
The most popular plan from USHEALTH Group is the Premier Choice plan. This plan is designed to be used in conjunction with a major medical plan. Being supplemental insurance, it covers expenses that are above and beyond what customary charges are, not covered by major medical insurance. Of the many benefits Premier Choice offers, the no annual deductible is among the favorite of members. Coverage starts right away without having to put anything out of pocket before benefits kick in. There’s also a popular “rollover” feature which means that if benefits aren’t used they will carry over rather than losing them.
Another great benefit of Premier Choice is that members can use either in or out of network providers. This gives members the convenience and flexibility of being able to see who they want when they want. Members can also add coverage if necessary, without the hassle of having another policy added or needing additional underwriting. Locking in rates is automatically done, so the member’s premium is level for at least 15 months. In addition to Premier Choice, the Secure Dental plan will give members smiles to remember!
There are three different plans available under the Secure Dental umbrella. The Premium Plan covers preventive, minor and major care. An orthodontic benefit is available under this plan with an additional deductible. The Saver Plus Plan offers the same benefits, plus an orthodontic discount if services are needed. The Saver plan offers preventive and basic dental services, with major and orthodontic coverages available at a discounted rate. These plans are just a small sampling of the benefits offered under USHEALTH Group. Many more options can be found on their website, as well as policy specifics including limitations, waiting periods and exclusions. With so many choices at such great rates, it’s probably a great time to check out the plans offered by USHEALTH Group today!